Everett Car Accident With No Insurance: Your Legal Rights

As you get in your vehicle and drive to work, school, or other activities every day, you assume that your trip is going to go according to plan and you’ll get from Point A to Point B on schedule. Unfortunately, things can change quickly while you are on the road! No one wants to be involved in a car accident, whether the accident ends up being your fault or not. However, this situation is even more harrowing when you are involved in a car accident with no insurance. If this happens to you or someone you care about, it’s even more important to understand your legal rights. It is also important to work with an experienced professional so that you have someone available to answer questions and look out for your best interests in this complicated situation.

Should you hire a lawyer after a car accident?

Hiring a lawyer is always recommended when you are involved in an automobile accident, whether you are the at-fault party or not. The legal system can be quite challenging to navigate, and you can be sure that the auto insurance companies have attorneys who are fighting on their behalf. 

However, working with a car accident attorney is even more vital when one or both parties involved in the accident do not have automobile insurance. In addition to the financial and medical aspects involved in an accident, there are legal ramifications that come with driving without being properly insured. 

This is a serious matter, but it is not necessarily something that has to ruin your way of life when you work with an excellent car accident attorney in Everett.

Will my driver’s license automatically be suspended?

The state will normally proceed with consequences when there is a car crash no insurance situation. Statutes vary by state. In the state of Washington, the Department of Licensing, or DOL, has the right to suspend your license if either of the following occurred when you did not have auto insurance:

  • Anyone was injured as a result of the accident
  • The accident caused $1,000 or more property damage

However, there are many variables that can affect whether or not your license will be suspended. The Department of Licensing has up to 180 days after the accident to decide whether to suspend your license, so you are not necessarily exempt just because you do not receive a suspension notice right away.

When your license is suspended, it becomes very difficult to do the things that you need to do, such as running errands for your family and maintaining regular employment. This is one of the main reasons why a car accident no insurance situation becomes serious very quickly.

Fortunately, even if your license is suspended, you still have rights. You will also be given a path to follow that can stop the suspension or reinstate your license if it has already been suspended.

Should I request a hearing after my accident?

You have the right to request a hearing in the state of Washington, but this is not always the best choice for each situation. Your hearing letter will let you know what date you have to request a hearing by, so do not put off contacting the hearing officer if this is something you are interested in.

Each accident is unique, and there are many variables that affect your situation. You do not want to waste your time, money, and energy on strategies that are not ideal for your specific case, so your Everett car accident attorney is here to help you decide whether or not a hearing is the best option. 

If you decide to proceed with the hearing, he will be there to guide and assist you in preparing for the hearing. He will also represent you during your hearing to be sure your case is explained effectively.

What does a traffic accident lawyer do?

Driving without insurance is a mistake, and a car crash no insurance situation is not ideal for anyone. However, there are lawyers that do not believe that making this mistake should ruin your life. Instead, some are passionate about giving each client the professional representation that they deserve. Once you have this behind you, you can move on toward accomplishing your goals.

A local legal firm will have the advantage of understanding the unique needs of drivers in your area. In addition, they will have a clear understanding of the local statutes and statutes of the state of Washington that will affect your case. 

Every automobile accident is stressful, and it’s easy to beat up yourself if you are involved in one without insurance. When you hire a lawyer, he/she with be there to help you move forward. We all make mistakes, and they do not have to define us. Having professional representation will ensure that you are not taken advantage of just because you made one mistake.

You don’t waive all of your rights just because you drive without insurance. In order to receive the best assistance, it’s important to contact an experience attorney as soon as possible after your accident. If you’re not sure whether legal representation is right for you, set up a meeting with a few different law offices in your area. You’d be surprised how many lawyers are happy to meet with you for a consultation and give you their professional opinion about your case.

Up Next: What to Do After an Auto Collision? 

Last update of the article: 10/26/2020.